Investments offered through Securities America, Inc.  Member FINRA/SIPC.  Advisory services offered through Securities America Advisors, Inc.  Urshan Retirement Group and Securities America are separate entities.  We are licensed for securities in the states of AE, AL, AZ, CA, CO, DC, FL, HI, ID, IL, MI, MN, MO, NC, NM, PR, TX, WA, WI, WY.  We are licensed for insurance in the states of FL, MI, MN, WY. We are licensed for advisory services in the states of MN, TX.