Home Affordability  
Shopping for a home can be a very exciting time. But before you begin evaluating neighborhoods and housing options, you’ll need to know just how much you can afford to spend. This calculator is designed to give you an estimate of the amount of financing you can expect to get when you begin house hunting.
     

1. What is your current annual pre-tax income?
(Include all sources of income, including salary, interest, dividends, etc.)

$

2. What are your monthly long-term obligations?

 

2a. Monthly auto loan payments:

$

2b. Monthly credit card payments:

$

2c. Other monthly obligations: (such as student loans, alimony, child support, and other personal loans):

$

3. What would the interest rate be on your mortgage?

%

4. What would the term (length) of the loan be (in years)?

5. How much money do you have available for the down payment?

$
 
   
   
Urshan Retirement Group, Inc.
4886 Miller Trunk Highway • Hermantown, MN • 55811
Phone: 218-625-7575

Toll Free: 888-625-7575		 • Fax: 218-625-7676
• dan.urshan@securitiesamerica.com wayne.cessna@securitiesamerica.com jordan.urshan@securitiesamerica.com

Investments offered through Securities America, Inc.  Member FINRA/SIPC.  Advisory services offered through Securities America Advisors, Inc.  Urshan Retirement Group and Securities America are separate entities.  We are licensed for securities in the states of AE, AL, AZ, CA, CO, DC, FL, HI, ID, IL, MI, MN, MO, NC, NM, PR, TX, WA, WI, WY.  We are licensed for insurance in the states of FL, MI, MN, WY. We are licensed for advisory services in the states of MN, TX.